For Retailers, independent shops & Online Resellers · $250K–$100M

Wholesale,
on Net-60 in 60 seconds.

Run your entire wholesale buying from one portal — flexible Net-30/60/90 terms, one-click payments, real-time shipping, and automation end-to-end.

Approved in 60 seconds
$0 platform fee — ever
Your portable credit line
Live
$250K
pre-approved
One line. Every supplier.
Approved once · honored at every brand on verqo · use the proof to negotiate harder off-network.

Suppliers across these categories — already on verqo

Beauty
Fashion & Apparel
Food & Beverage
Pet
Health & Wellness
Household CPG
Three ways to win on verqo

However you wholesale — verqo fits.

Whether your suppliers are on the network or not, there's a way for you to get terms, get financed, and run smoother — starting today.

Works without your suppliers

Two tools. Zero supplier signup.

You don't have to wait for your suppliers to join verqo. Run your wholesale on our hub today — and get financed on every invoice they send you.

Tool 1 · Off-network ready
+

PO Generator & Inbox.

Draft a PO with the terms you want, send it to any supplier — on or off verqo — and watch their acceptance, invoice, and tracking thread back into one inbox.

PO #1042
Net-60
$24,800
Send PO
You draft
terms baked in
Off-network
Acme Mfg Co.
Accepts → uploads invoice + tracking #
Supplier acts
Your inbox
3 new
Inv #INV-77
$24.8K · Net-60
Tracking added
UPS · 1Z...
Acme accepted
PO #1042
Everything in one inbox
no email chasing
  • 01
    Draft & send

    You set the SKUs, qty, ship-by, and Net-30/60/90 terms. One click sends a secure PO link to your supplier.

  • 02
    Supplier accepts off-network

    No verqo account needed. They click your link, accept, upload the invoice, and add tracking — straight from email.

  • 03
    Everything threads to your inbox

    Acceptances, invoices, ship updates, doc changes — every supplier in one place. No more chasing email threads.

Start generating POs
Tool 2 · No supplier signup

Invoice Financing.

Snap any invoice from any supplier. Get approved in seconds. Our lender pays your supplier direct — you settle on the original due date.

Invoice from supplier
Due in 60d$24,800
Approved · < 60s
Snap or upload
Any invoice. From any supplier — on or off verqo.
AI underwriter approves
Day 0
Lender pays supplier
in 24h, direct
Day 60
You repay lender
on your due date
  • 01
    Snap or upload an invoice

    Any invoice. From any supplier — even off-network. PDF, photo, or email forward.

  • 02
    Instant approval

    Our AI underwriter uses your credit line + invoice details to approve in under 60 seconds. No paperwork, no calls.

  • 03
    Lender pays supplier · you pay later

    Your supplier gets paid within 24h, direct. You repay the lender on the invoice's original due date (Net-30/60/90).

Finance your first invoice
Your suppliers don't even need to know verqo exists.
Both tools work today, on your existing supplier base. No onboarding emails. No friction. Pure upside.
Get pre-approved — free
What you get on verqo

Eight things retailers and resellers
have been waiting for.

One portable credit line. Sixty-second approvals. Goods released the moment you click pay. Wholesale buying without the paper, the phone calls, or the wire delays.

01

One credit line. Every supplier.

Apply once. Use it across every brand on verqo. No re-applying. No paper trade references. No fax-back forms.

02

Net-30/60/90 on every invoice

Buy now, pay later — at every supplier on the network, on the terms each seller offers you.

03

Approved in under 60 seconds

Plaid your bank, KYB your EIN. Our AI underwriter drafts your memo and unlocks your line in real time.

04

One click. Pay & get your goods.

No bank wires. No ACH delays. Pay with your credit line — your supplier ships the moment you confirm.

05

Buyer PO Generator

Build a PO in 30 seconds — line items, payment terms, ship-to. Send to any supplier on or off verqo.

06

Book shipping inside the portal

UPS · FedEx · USPS · LTL freight. Rates, labels, live tracking — all in your verqo ledger.

07

One Payments tab for everything

Wallet · Credit · Methods · Activity — one screen for your money, your terms, and your history.

08

Dropship Automation

Sell on Shopify? Connect your store and your suppliers auto-fulfill daily. You never touch a label.

Pricing for buyers

$0 platform fee. Ever.

No subscription, no application fees, no underwriting fees. Suppliers cover the cost of verqo because the value they get (same-day cash, Allianz insurance, zero collections) makes it worth it for them.

You still cover the pass-through costs of doing business — wires, card processing, shipping, dropship and fulfillment fees. We don't mark them up.

Get pre-approved — free
What's free · what's not
  • Free: account, credit application & underwriting
  • Free: credit line, terms negotiation & invoicing
  • Free: payment history portable across all suppliers
  • You cover: wires, card processing & ACH fees (at cost)
  • You cover: shipping, dropship & fulfillment fees
What's next on verqo

Shipping next, for buyers.

The capabilities we're rolling out over the coming quarters. Seller-side list is on the sellers page.

For buyers
  • 01
    Cross-border with trust

    Multi-currency, FX-locked, insurance that travels — first B2B BNPL built for global wholesale.

  • 02
    Buyer-led POs with demanded terms

    Issue a PO with the terms you want. Seller accepts, counters, or rejects in-portal.

  • 03
    Subordination flow

    Upload subordination docs to override UCC / tax-lien blocks on a supplier.

  • 04
    Advanced Reports & Analytics

    Spend, velocity, supplier performance, category benchmarks.

  • 05
    Developer API & sandbox

    API keys, idempotency, sandbox mode, OpenAPI docs.

  • 06
    Discover suppliers on the network

    Find new wholesale brands credentialed on verqo — pre-vetted, ready to ship.

Wholesale, on your terms

One line. Every supplier.
Apply in 60 seconds.

Pre-approval is free. The platform is free. You only pay the pass-through costs of doing business — at cost.

Bank-grade compliance · examiner-ready out of the box
SOC 2 Type II
audited & certified
256-bit TLS
in-transit & at-rest
OFAC / AML
screened on every party
Reg B / ECOA
adverse-action compliant
ESIGN Act
e-signature lawful
FDIC sponsor
via partner bank