By role · CFOs & Controllers of wholesale brands
The AR/AP layer wholesale should have had years ago.
Cash-flow, DSO, aging, exposure, and reconciliation — one ledger, one export, examiner-ready from day one. For teams at wholesale brands, distributors, and 3PLs in beauty, apparel, food, home, health, and CPG. Not built for enterprise CFOs, professional-services CEOs, or SaaS ops — this is wholesale-industry infrastructure.
app.verqo.com/seller/wallet
What a wholesale CFO reads first thing Monday.
Not a generic BI cube. The numbers wholesale finance actually cares about — DSO, aging bands, buyer concentration, terms exposure, and cash on hand.
DSO by cohort, live
See exactly which buyers, terms, and reps are dragging your DSO — not a 30-day-old QuickBooks report.
Aging in 4 clicks
0-30, 31-60, 61-90, 90+ — sortable by buyer, rep, or SKU. Export to CSV, XLSX, or GL-ready format.
One reconciliation
ACH, wire, card, and Verqo Advance — one deposit, one entry, one export to QuickBooks / NetSuite / Xero / Sage Intacct.
Exposure caps enforced
Set concentration limits by buyer, region, or credit band. Verqo enforces them at checkout — no more surprise 40% concentration on one account.
Non-recourse terms
Buyer default is Verqo's problem, not yours. Every extended-term invoice is Allianz-insured behind the scenes.
Priced per invoice
1.5–3.5% per financed invoice. No annual, no monthly, no minimums, no lockups — clean line items your CFO can audit.
Audit-ready by default
Every dollar traceable. Every event timestamped.
Verqo's ledger is examiner-grade — every invoice, every credit event, every payment attempt is timestamped and immutable. Your SOC 2 audit and sponsor-bank review just got a lot shorter.
app.verqo.com/seller/wallet#credit
Common questions
No — Verqo is scoped to wholesale physical-goods CFOs (brands, distributors, 3PLs in beauty, apparel, food, home, health, CPG). If you're a SaaS or professional-services CFO, this is not built for you.
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Ready to run your wholesale business on one platform?
Import your buyer list, upload a catalog, ship your first invoice in 48 hours.